Accident and Sickness Insurance
Cash Benefits When You’re Injured or Sick and Can’t Work
Life can change in a split second. A slip on the stairs, a car accident, or a sudden illness can take you away from work—sometimes for weeks or months. If you’re self-employed, don’t have extended workplace benefits, or rely on your income to support your family, accident and sickness insurance gives you cash benefits to stay financially afloat during recovery.
This insurance doesn’t just cover medical bills—it provides direct payments to YOU to help with everyday expenses, like rent, groceries, and childcare. Whether you're recovering at home or in the hospital, this coverage helps you keep going when your income stops.
Coverage Highlights:
-
Accident Coverage: Pays out if you're injured and unable to work due to a covered accident
-
Sickness Coverage: Pays out if you're diagnosed with a covered illness that prevents you from working
-
Optional Add-Ons: Hospitalization, surgery, ambulance services, recovery support
Who Is It For?
-
Contractors and tradespeople
-
Self-employed individuals and small business owners
-
Workers without employee benefits
-
Parents and caregivers who can’t afford to lose income
-
Tax-free cash benefits paid directly to you Weekly or lump-sum options available
-
Coverage at work, at home, or even during off-hours
This is income protection made simple—and essential. You focus on getting better; your insurance takes care of your financial responsibilities.